| (c) 2009 Cathy Pareto & Associates, Inc. All rights reserved |
The right to download, store and/or output any material on this Web site is granted for viewing use only. Use or viewing of this site acknowledges that you have
read, understand and will abide by our terms of use, legal notices, and disclaimers.
read, understand and will abide by our terms of use, legal notices, and disclaimers.
Financial Planning
Financial planning includes the setting of goals and objectives, a detailed
assessment of your current situation, the development of specific
strategies designed to help you achieve your stated goals, and the
presentation of a written plan. Cathy Pareto and Associates will work with
you and your family to develop your unique list of short term and long term
goals, and will develop specific recommendations in the following areas,
as requested.
We do not sell you financial products. Our financial plans are ideal for
individuals that do not want to hire a full time advisor, but who are seeking
a professional opinion or advice to help them get on track after life
changing events such as retirement, divorce, new marriage, a new baby,
or the death of a spouse.
Your Personal Financial Helpline
We do more than just create financial plans or invest your assets, we help
you make better financial decisions. When you have questions related to
insurance needs, buying versus leasing, saving, buying a home,
investing, retirement or other, you can call us. We serve as your sounding
board to help you make informed decisions that will impact your financial
future.
That's what makes our Advisors different. It's like having your own
personal financial helpline. We want to be there for you every step of the
way to help you navigate the often complex life changes that will affect
your financial future.
Our Process
Cathy Pareto & Associates provides Financial Planning as a stand alone
service or in conjunction with ongoing investment management.
Investment Management clients, however, benefit from our financial
planning services at no additional cost (it is inclusive in the annual fee).
Prior to developing your financial plan we will meet with you to learn about
your goals and objectives. We will then request that you provide us with
financial information and other pertinent documents so we can begin your
plan. You and your Advisor will work closely together to ensure that we
capture all your goals, concerns and time tables.
Fees
When conducting a financial plan clients on a stand along basis (not
investment clients). Cathy Pareto & Associates, Inc. charges a minimum
retainer for financial planning services of $1,500. Depending on the
scope of the engagement and the complexity of your plan, this fee may be
adjusted.
Half of the planning fee is payable upon signing of the planning
agreement and the balance is due upon delivery of the written plan.
There are no hidden fees or agendas. Other special projects are based
on an hourly fee of $250, as requested.
Becoming a Client
Becoming a client is easy. Here are the steps:
1. Initial Consultation: All of our clients receive an initial free one hour
consultation to discuss your goals, expectations and needs.
2. Proposal: Once your Advisor has an opportunity to learn about you
goals, he/she will provide you with an estimate for the work.
3. Work on Your Plan Begins: Your Advisor will analyze the areas of
concerns, goals and any documents you provide him/her to start putting
your financial plan together.
4. You Receive Your Plan: Recommendations will be made based on the
areas you discussed with your Advisor. You will receive a plan outlining
the reasons and the supporting research for each recommendation.
Please take a moment to review our Code of Ethics.
Start putting your financial plan together with us today.
Financial planning includes the setting of goals and objectives, a detailed
assessment of your current situation, the development of specific
strategies designed to help you achieve your stated goals, and the
presentation of a written plan. Cathy Pareto and Associates will work with
you and your family to develop your unique list of short term and long term
goals, and will develop specific recommendations in the following areas,
as requested.
- Cash Flow/Budget Analysis
- Debt Management
- Investment Analysis
- Retirement Planning
- Risk Management
- Education Planning
- Estate Planning
- Employer retirement plan review
- Net Worth Statement
- Other relevant and client specific issues
We do not sell you financial products. Our financial plans are ideal for
individuals that do not want to hire a full time advisor, but who are seeking
a professional opinion or advice to help them get on track after life
changing events such as retirement, divorce, new marriage, a new baby,
or the death of a spouse.
Your Personal Financial Helpline
We do more than just create financial plans or invest your assets, we help
you make better financial decisions. When you have questions related to
insurance needs, buying versus leasing, saving, buying a home,
investing, retirement or other, you can call us. We serve as your sounding
board to help you make informed decisions that will impact your financial
future.
That's what makes our Advisors different. It's like having your own
personal financial helpline. We want to be there for you every step of the
way to help you navigate the often complex life changes that will affect
your financial future.
Our Process
Cathy Pareto & Associates provides Financial Planning as a stand alone
service or in conjunction with ongoing investment management.
Investment Management clients, however, benefit from our financial
planning services at no additional cost (it is inclusive in the annual fee).
Prior to developing your financial plan we will meet with you to learn about
your goals and objectives. We will then request that you provide us with
financial information and other pertinent documents so we can begin your
plan. You and your Advisor will work closely together to ensure that we
capture all your goals, concerns and time tables.
Fees
When conducting a financial plan clients on a stand along basis (not
investment clients). Cathy Pareto & Associates, Inc. charges a minimum
retainer for financial planning services of $1,500. Depending on the
scope of the engagement and the complexity of your plan, this fee may be
adjusted.
Half of the planning fee is payable upon signing of the planning
agreement and the balance is due upon delivery of the written plan.
There are no hidden fees or agendas. Other special projects are based
on an hourly fee of $250, as requested.
Becoming a Client
Becoming a client is easy. Here are the steps:
1. Initial Consultation: All of our clients receive an initial free one hour
consultation to discuss your goals, expectations and needs.
2. Proposal: Once your Advisor has an opportunity to learn about you
goals, he/she will provide you with an estimate for the work.
3. Work on Your Plan Begins: Your Advisor will analyze the areas of
concerns, goals and any documents you provide him/her to start putting
your financial plan together.
4. You Receive Your Plan: Recommendations will be made based on the
areas you discussed with your Advisor. You will receive a plan outlining
the reasons and the supporting research for each recommendation.
Please take a moment to review our Code of Ethics.
Start putting your financial plan together with us today.
| Investment Management and Financial Planning |
 |  |  |
Let's Talk
We invite you to schedule a meeting with us for
a complimentary introduction of your financial
situation. Call us today at 305-728-7234 or fill
out our contact form so we can call you.
We invite you to schedule a meeting with us for
a complimentary introduction of your financial
situation. Call us today at 305-728-7234 or fill
out our contact form so we can call you.
 | |  | |  | |  | |  | |  | |  |
Wealth Building Strategies Blog
Receive the latest articles by subscribing to our
Wealth Building Strategies Blog
http://feeds.
feedburner.com/WealthBuildingStrategies.
You May Be Interested In:
Financial Planning for Women
Services for Individual Investors
Services for Small Business Owners
Retirement Planning
Investment Management