Investing and Financial Planning
for Individuals
Whether you're single because you've never married, or are suddenly
single due to divorce or death of a spouse, money management and
financial planning are critical. You have only yourself to depend on for
income, goal-setting, decision-making, and retirement planning.
Divorced
Divorce can be devastating not only to your emotional state of mind but
also to your finances. You will lose many of your assets, your credit will
sometimes suffer, and you will find yourself forced to reassess your
entire financial picture.
Always remember that while this may be a very difficult time, it does not
mean that you cannot recover. A financial plan can help you evaluate
your current financial affairs, and help you determine your short term and
long term goals.
Useful Articles:
How to Distribute Retirement Assets Settled in a Divorce
A Better Model for Divorce
Never Married
If you are single and have never been married there are several factors
you need to consider when making financial decisions. Here is a list of
some of the things you should consider:
Death of A Spouse
The death of a spouse at any age is one of the most difficult life
circumstances you can face. Dealing with your finances at such an
emotional time is especially difficult yet critical. One of the earliest and
biggest issues to be addressed is cash flow. Death benefits need to be
identified and applied for as quickly as possible.
for Individuals
Whether you're single because you've never married, or are suddenly
single due to divorce or death of a spouse, money management and
financial planning are critical. You have only yourself to depend on for
income, goal-setting, decision-making, and retirement planning.
Divorced
Divorce can be devastating not only to your emotional state of mind but
also to your finances. You will lose many of your assets, your credit will
sometimes suffer, and you will find yourself forced to reassess your
entire financial picture.
Always remember that while this may be a very difficult time, it does not
mean that you cannot recover. A financial plan can help you evaluate
your current financial affairs, and help you determine your short term and
long term goals.
Useful Articles:
How to Distribute Retirement Assets Settled in a Divorce
A Better Model for Divorce
Never Married
If you are single and have never been married there are several factors
you need to consider when making financial decisions. Here is a list of
some of the things you should consider:
- Disability: Because you don't have a second family income, it's
very important that you protect your income-generating power by
buying long-term disability insurance, and if possible, short-term
disability insurance.
- Wills: If you own anything of value (car, jewelry, house or condo,
computer, savings account, etc.), you should have a will
specifying who will get your belongings if you die. If you have
children, a will is an absolute must, because it's the method for
designating a guardian for them.
Death of A Spouse
The death of a spouse at any age is one of the most difficult life
circumstances you can face. Dealing with your finances at such an
emotional time is especially difficult yet critical. One of the earliest and
biggest issues to be addressed is cash flow. Death benefits need to be
identified and applied for as quickly as possible.
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| Investment Management and Financial Planning |
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A More Personal Approach
Financial Planning is a lifelong process that
requires ongoing review. This is why it is so
important that we develop a trusting relationship
with you. As your financial partner we will provide
you with educational tools and will serve as your
sounding board to help you make more informed
financial decisions.
We want to be there for you every step of the way
to help you navigate the often complex life
changes that will affect your financial future.
Experience The Difference
When you work with Cathy Pareto and Associates
you will experience the difference it makes to have
a knowledgeable Advisor who is truly your
financial partner. We not only help you with your
investments, we help you stay on target so you
can live your life with peace of mind.
You May Be Interested In
Retirement Planning for Women
Financial Planning Services
Investment Management Services
Investment Philosophy
Investing in More Objective Advice.pdf
Financial Planning is a lifelong process that
requires ongoing review. This is why it is so
important that we develop a trusting relationship
with you. As your financial partner we will provide
you with educational tools and will serve as your
sounding board to help you make more informed
financial decisions.
We want to be there for you every step of the way
to help you navigate the often complex life
changes that will affect your financial future.
Experience The Difference
When you work with Cathy Pareto and Associates
you will experience the difference it makes to have
a knowledgeable Advisor who is truly your
financial partner. We not only help you with your
investments, we help you stay on target so you
can live your life with peace of mind.
You May Be Interested In
Retirement Planning for Women
Financial Planning Services
Investment Management Services
Investment Philosophy
Investing in More Objective Advice.pdf
Let's Talk
We invite you to schedule a meeting with us
for a complimentary review of your financial
situation. Call us today at 305-728-7234 or fill
out our contact form so we can call you.
We invite you to schedule a meeting with us
for a complimentary review of your financial
situation. Call us today at 305-728-7234 or fill
out our contact form so we can call you.
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