Form CRS

Form CRS 2023 click to download our client relationship summary form.

ADV Part 2  

ADV Part 2 click to download a complete copy of our regulatory disclosure brochure regarding our services, business practices and compensation. 

Privacy Policy

Cathy Pareto & Associates, Inc, is committed to safeguarding the confidential information of its clients and prospects. We do not collect personally identifiable information from any visitors to this Web site. The Web host collects general information, such as visitor traffic, pages viewed, domain names, and time spent at various site locations. None of the information is personally identifiable.

As clients, maintaining your privacy is important to us. Your personal information is kept secure. You have a right to know what information is being collected about you and how that information will be used. We collect nonpublic personal information about you from the following sources:

  • Information we receive from you (or your other consultants) in conversation, on applications, or other paperwork;
  • Information about your investment transactions.

We use financial information that you provide to us to help you meet your personal financial goals while guarding against any real or perceived infringements of your rights of privacy. We do not disclose any nonpublic personal information about clients or former clients to anyone, except as permitted by law. Under the law, the information we collect is provided only to companies that perform support services on our behalf as necessary to affect, administer, or process a transaction, or for maintaining and servicing your account.

We do not give or sell information about you or your accounts to any other company, individual, or group. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide services to you. We maintain physical, administrative, and technical procedural safeguards to protect your nonpublic personal information.

Cathy Pareto And Associates, Inc. is committed to safeguarding the confidential information of its clients. We hold all personal information provided to our firm in the strictest confidence. These records include all personal information that we collect from you in connection with any of the services provided by Cathy Pareto And Associates, Inc.

We have never disclosed information to non-affiliated third parties, except as permitted by law, and do not anticipate doing so in the future. If we were to anticipate such a change in firm policy, we would be prohibited under the law from doing so without advising the client first.


This site is for the use of clients and potential clients of Cathy Pareto & Associates, Inc. It is not to be used by any other investment advisor or investment professional as an information/marketing materials source or for any other purpose. The right to download, store and/or print any of these materials is granted for viewing use only and this grant only applies to clients and potential clients of Cathy Pareto & Associates, Inc. Reproduction or editing by any means, mechanical or electronic, in whole or in part, without the express written permission of Cathy Pareto & Associates, Inc. is strictly prohibited and subject to prosecution under U.S. and International copyright and trademark laws.

THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY LINKED INTERNET SITE. This site does not constitute a complete description of our investment services and is for informational purposes only. It is in no way a solicitation or an offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. The information and educational materials contained in this website are for informational purposes only is not intended to provide legal, accounting, tax or specific investment advice.

Information throughout this internet site, whether stock quotes, charts, articles, or any other statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Neither our information providers nor we shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. There can be no guarantee that the strategies, tactics and methods discussed here will be successful. Past performance does not guarantee future results.

Linked sites may contain rules and regulations, privacy provisions, confidentiality provisions, transmission of personal data provisions, and other provisions that differ from the provisions of this web site. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by Cathy Pareto & Associates, Inc.

Your use of this site is acknowledgment that you have read and understood the full disclaimer.

Additional Disclosures

This website is a publication of Cathy Pareto and Associates. The firm is registered as an investment adviser with the SEC and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability.

Information presented is believed to be current. It should not be viewed as personalized investment advice. All expressions of opinion reflect the judgment of the authors on the date of publication and may change in response to market conditions. You should consult with a professional advisor before implementing any strategies discussed. Content should not be viewed as an offer to buy or sell any of the securities mentioned or as legal or tax advice. You should always consult an attorney or tax professional regarding your specific legal or tax situation. Cathy Pareto and Associates is not engaged in the practice of law or accounting.

Hyperlinks on this website are provided as a convenience. We cannot be held responsible for information, services or products found on websites linked to ours.

All investments have the potential for profit or loss. Different types of investments involve higher and lower levels of risk. There is no guarantee that a specific investment or strategy will be suitable or profitable for an investor’s portfolio. There are no assurances that a portfolio will match or exceed any particular benchmark. Asset allocation and diversification will not necessarily improve an investor’s returns and cannot eliminate the risk of investment losses.

Third-party rankings and recognition from rating services and publications do not guarantee future investment success. Working with a highly-rated adviser also does not ensure that a client or prospective client will experience a higher level of performance. These ratings should not be viewed as an endorsement of the adviser by any client and do not represent any specific client’s evaluation. Generally, ratings, rankings and recognition are based on information provided by the adviser. Please contact the adviser for more information regarding how these rankings and ratings were formulated.

Stock photos are used for the singular purpose of enhancing our sites. None of them are photographs of current or former clients.