Financial Planning For Women

Helping You Meet the Challenges
Head On 

Client Centered

When it boils down to it both men and women want to achieve long term financial security. So how is financial planning for women different? While we all want to achieve the same goal, most women face certain challenges that are unique to them including:

Longer Life Expectancy

Women tend to live longer than men so planning for a longer retirement is key. According to the World Economic Research Forum women on average live four and a half years longer than men, but we know that this gap can be wider depending on lifestyle and family history.

Interrupted Work Lives

Whether you decided to stay home to take care of your children, or took a few years off to care for them or an elderly parent, interrupted careers often means you miss out on earnings potential. According to the Pew Research Center women are more likely than men to take time off, and the earnings penalty for doing so can be great.

Earnings Potential

While the earnings gap is shrinking in many fields, in too many cases women continue to earn less than men. A PayScale survey finds that differences in pay can be seen and can vary based on ethnicity, education level, occupation and industry.

Impact of Divorce

On average a woman’s financial stability is more affected than a man’s after divorce. Things can sometimes get worse when you receive bad financial advice during or after the divorce is settled.

Involvement in Financial Decisions

While more and more women are driving the financial and investment conversations at home, in some cases women do not get involved in the household finances or in the financial decisions that can impact their financial future. This can often leave women with unknown debt, hidden accounts, and insufficient retirement funds.

Financial Planning and Investing for Women 

Whether you are single, married, going through a divorce, or are widowed, financial planning and investment management should be on the top of the list of things that you need to get involved with. This will not only empower your today, but will also help you secure your financial future. Here are a few things to start with:

  • Gain an understanding of your household’s overall finances
  • Set a realistic budget
  • Maximize your savings
  • Understand and manage debt
  • Take advantage of employer sponsored plans or start your own retirement account if appropriate
  • Explore the use of spousal IRA’s when you are out of the workforce raising your children
  • Establish your long-term goals (future income needs, time horizon, etc.)
  • Determine a target investment asset amount
  • Identify an appropriate investment policy
  • Invest soundly and monitor your progress on a regular basis
  • Update your portfolio as your life changes or as you approach retirement

Financial Advice for Women

As a woman owned and operated financial planning and investment management firm, we understand the challenges women face firsthand. Our goal is to help you overcome these challenges and meet your financial goals. Here’s what you can expect from us:


You can trust that we will guide you and empower you through difficult financial and sometimes uncomfortable conversations.


We will spend the time to explain the strategy and investments that will help you achieve your goals.

Equal Partner

We will take the time to listen and work with you alone or with your spouse throughout the financial planning process. We will never simply dictate what we think is right for you.

Women and Investing

Women and Investing

You already know the importance of investing for your long-term financial picture. What you may not realize is that women face unique life situations that can make investing in their futures especially challenging. By understanding these issues, you can be better equipped to pursue the financial future of your dreams.

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